My perspective on Insurance
I was a fool and did not get any life insurance or health insurance when I started my career. A number of my colleagues especially the elder ones advised me to get life insurance as well as health insurance. I ignored their advice and went on to get married and started raising a family. It was only after I got hospitalized after an accident and I had to pay the hospital bills as I did not have any health insurance did I realize what a huge mistake I had made.
My spouse immediately started getting insurance quotes for both life insurance as well as health insurance. We got the insurance quotes by email almost within the hour. Then we sat down and did a comparison to see what each company was offering on health insurance and life insurance. We then picked one company and signed up for both, health insurance for the entire family and life insurance for my spouse and myself.
Not only are we saving on taxes but we know that we are secured against any possible accident or disability. So I strongly recommend that you should not ignore getting yourself insured. Getting insurance quotes over the internet takes a jiffy and you are not badgered by any salesman. You can decide which type of health insurance you want and the type of life insurance you require. Signing up for any insurance cover is no longer a hassle. So take my advice and get yourself insured as soon as possible.